U.S.

2015 Rainy Day Funds

US
Have fund46.00%
No fund49.57%

U.S.

% Have Rainy Day Fund

US
200935.32%
201239.85%
201546.00%
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Individuals who have a "rainy day" fund demonstrate that they are planning ahead for their financial future. Those who lack a "rainy day" fund, however, do not have money set aside to cover expenses for three months, in case of emergencies such as sickness, job loss or economic downturn.

Individuals without this emergency savings lack a buffer against unexpected financial shocks, threatening their personal financial stability, as well as decreasing the stability of the economy as a whole.