National Financial Capability Study
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About the Study
Data and Downloads
Do You Know Your Fellow Americans' Financial Capability?
True or false? Six in 10 Americans spend less than their income.
What percentage of credit card holders were charged a late fee in the last 12 months?
Who has higher financial literacy—as measured by a six-question financial literacy quiz—men or women?
True or false? More than half of Americans feel they have too much debt.
Which generation has the largest percentage of Americans with unpaid medical bills?
The Silent Generation
From 2009 to 2018, do you think Americans’ satisfaction with their financial situation has improved, worsened or stayed the same?
Stayed the same
What percentage of Americans currently paying student loans has been late with a payment in the last twelve months?
Which group has the greatest difficulty coming up with $2,000 to cover an emergency expense?