Research Based on Data from the National Financial Capability Study

The FINRA Foundation and many other stakeholders have used data from the National Financial Capability Study for a variety of purposes. More information on this research can be found here.

FINRA Foundation
FINRA Foundation
Funded Research

Featured Research

Here we highlight new research that uses data from the National Financial Capability Study. We rotate these every several month, so check back often. Or send us some suggested research to feature.

Debt Close to Retirement and Its Implications for Retirement Well-being | View Research

The Effects of Financial Education on Short‐Term and Long‐Term Financial Behaviors | View Research

Does State-Mandated Financial Education Affect High-Cost Borrowing? | View Research



Join us as we discuss the financial capability of Americans.

  • Part I: Does a Rising Tide Lift All Boats?
  • Part II: Tracking Shifting Currents of Financial Well-Being


In coordination with the release of the National Financial Capability Study (NFCS), the FINRA Investor Education Foundation asked Americans how they are faring with their finances. Hear what they had to say. The NCFS is part of a large-scale, multi-year project that provides an in-depth, comprehensive understanding of financial capability and behaviors in the United States. Watch the video.

NFCS Research Award

Learn about and apply for the annual NFCS Research Award.

Questions and Feedback

Share your comments and questions about the FINRA Foundation's National Financial Capability Study.